Get paid from Amazon, Etsy, Upwork and withdraw in local currency

Buy/sell dollars with 5x lower costs. Fixed 24/7, 1% spread, 0 commission.

Send dollars to a Cenoa account in 40+ countries for free, or directly to a bank account in Europe or the US.

Earn 5% annual yield on your dollar balance. View and withdraw your earnings at any time you need.

Open a US bank account in your name in just 3 minutes. Get paid from platforms like Amazon, Etsy, Upwork and withdraw your money instantly–all with 10x lower fees.

Get a virtual or physical card through our partner Redotpay and start spending instantly with Apple Pay and Google Pay.

You can buy and sell dollars on Cenoa with just a 1% spread, instead of paying ~10% fees to banks.

Tired of fluctuating rates in the evenings or on holidays? We don’t do that here. Our rates stay fixed 24/7.

At Cenoa, your savings benefit you, not the banks! You pay no commissions or hidden fees on any transaction.

Cenoa, successfully raised $7 million led by a key investor in Robinhood

Cenoa, plans to use the capital to enhance its technology platform, expand its user base, and explore new markets, positioning itself as a major player in the competitive digital wallet and financial services sector.

Cenoa launches digital dollar account in Nigeria

Cenoa has launched a dollar-denominated account service in Nigeria, targeting emerging markets. This service aims to facilitate easier and more efficient international transactions for Nigerian users, addressing the challenges of global payments in the region.

Cenoa has been chosen as 1 of 7 startups

Mastercard's Start Path Blockchain and Digital Assets program is fostering innovation in blockchain technology and digital assets by supporting startups worldwide. Among the startups selected for this program is Cenoa, which will join nearly 360 others from 43 countries in scaling blockchain innovations and exploring new market opportunities.

Cenoa's remarkable launch in Nigeria

Cenoa has made a significant impact in Nigeria by offering a zero-fee, blockchain-based dollar account, facilitating easy access to digital dollars amidst high inflation and currency instability. Garnering over 50,000 sign-ups within a month and integrating with local and international financial systems, Cenoa aims to provide a seamless, cost-free solution for dollar transactions.

Cenoa has raised $7 million from investors such as Quiet Capital, Underscore.VC, Human Capital

Cenoa offers services in 35 countries through an app giving access to dollar-based products in emerging markets. The newly acquired funds will be used to expand Cenoa's core product offerings and to enter new markets in Latin America, Africa, Southeast Asia, and Europe.

Borderless super wallet - CENOA - raises $7 million in seed funding

Cenoa has raised $7 million in a Seed funding round led by Quiet Capital and Underscore VC, with participation from other notable investors, to expand its operations and develop US Dollar-based financial products for emerging markets.

Bridging the gap in emerging economies with Blockchain

Cenoa, co-founded by experts from Getir, McKinsey, and Facebook in 2022, leverages blockchain technology in its non-custodial wallet to provide easy access to digital dollar products.

Revolutionizing access to digital dollars in emerging markets

Seçkin Çağlın, Co-CEO of Cenoa, emphasizes the company's commitment to leveraging blockchain technology to offer easy access to digital dollar-based products, specifically targeting users in emerging economies with unstable currencies like Argentina and Nigeria.

Audited by industry leader Certik

Certik has thoroughly audited and approved our Cenoa smart contract. Certik is an industry leader in security auditing with over $364 billion and 3670 projects audited, and 60,000 vulnerabilities detected.

SSL certified

SSL stands for Secure Sockets Layer. Cenoa uses 256-bit SSL to protect your data while in transit and at rest. This SSL technology keeps your information private, secure, and integral.

Empowering bankless infrastructure

Cenoa is built as a non-custodial wallet to give you control on your funds. Because we believe the biggest benefit of blockchain is empowering people to cut-out banks and gain control.

Built on leading platforms

Cenoa is built on Polygon, one of the most reliable blockchain platforms. Cenoa enables access to digital dollars and yields through leading and battle-tested Decentralized Finance platforms such as Aave.

US SEC regulated digital dollars

Cenoa uses only USDC as digital dollars. USDC is always redeemable 1:1 for U.S. dollars. USDC is issued by Circle – a fintech regulated just like PayPal, Stripe, & Apple Pay. Circle is annually audited & SEC-reviewed, it holds $43 Billion in reserves & has enabled $9 Trillion in transaction volume. SEC stands for US Security and Exchange Commission.

Integrated with licensed partners

Cenoa is fully integrated with Transak – a UK Financial Conduct Authority licensed fintech that connects Cenoa with local banking systems

US Dollar-based debit card

Use your dollars for daily shopping and earn cashback in 54 million stores worldwide! Your dollars will be converted to the local currency at fair exchange rates and without fees.

QR payments

Use your dollars for daily shopping with QR payments at accepting stores! Your dollars will be converted to the local currency at fair exchange rates and without fees.