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Get paid globally
— with zero fees
Open a free US/EU account in 3 minutes and get paid globally
— powered by Stripe, Lead Bank, and Circle.
Zero fees.
Zero surprises.
Open a US, European, or UK account.
Get paid globally.
Withdraw locally.
All completely free with Cenoa.
* Calculated based on a monthly income of $5,000.
| ||
|---|---|---|
| Get paid | Free | %1 |
| Withdraw locally | Free | $29.95 |
| Account & maintenance | Free | %3 |
Get free US/EU/UK accountsin your name!
Receive payments with zero fees in minutes
Get paid globally with zero fees in just a few minutes — account opening, maintenance and maintenance are also free!
Easily open a free US/EU/UK bank account
Open your free account in just 3 minutes with only your ID — no complicated paperwork, no hassle.
Fast and real customer support
Enjoy fast support from real people, not bots, with just one click! You can also reach us anytime by emailing support@cenoa.com.
Withdraw in local currency — money in minutes
You no longer have to wait days to get paid. Your money arrives in your local bank account in local currency within minutes.
Withdraw USDC/USDT to any crypto wallet
Withdraw your balance in digital dollars to any crypto wallet in seconds — fast, seamless, and without unnecessary delays.
Powered by Stripe and Lead Bank
Your US bank account is opened by Stripe — a leading US payments platform known for its robust security and compliance.
Opening a US / EU / UK account
has never been easier!
No account opening or maintenance fees- Verify your ID in just 3 minutes
- Start getting paid globally — fast and easy
- Send USD worldwide via SWIFT
Who's it for?
Freedom. Made simple.
Cenoa is built for professionals who earn globally.
Everything you need, in one app.
* US, European, and UK business accounts, and USD/EUR/GBP ↔ USDC/USDT conversion services are provided by Bridge (Stripe).
| ||
|---|---|---|
10X EASIER | ||
| Account setup time | 5 min | 3–5 days |
| Required documents | Just your ID Screenshot of Upwork, Fiverr, etc. | ID Bank statements Proof of address Proof of revenue Additional documents + |
| Phone support | Yes in ~1 minute | No, just e-mail |
| Fast support | Yes in ~1 minute | No, takes ~72 hours |
FREEDOM AND FLEXIBILITY | ||
| Topup with local currency or crypto | Yes | No |
| Always-on instant payments with stablecoins | Yes | No |
| SWIFT withdrawal | Yes | No |
| Sending/receiving funds with P2P payments ($/€) | Yes, for free | No |
| Balance freezes | Zero risk | High risk |
PRICING | ||
| Get paid | Free | 1% |
| Withdraw locally | Free | $29.95 |
| Account & maintenance | Free | 3% |
| Yield on balance | 3% (optional) | No |
Our Global Partners
Stripe, a payments company valued at nearly $100 billion, holds some of the most comprehensive licenses in the industry and is known for its strong security and regulatory compliance systems.
Cenoa is one of the 7 startups selected in 2023 for Mastercard Start Path, the company’s only global startup program.
Cenoa wallets operate with USDC issued by Circle, which reached a market capitalization of $75 billion as of 2026.
Accounts are opened by Bridge, an infrastructure provider acquired by Stripe for $1.1 billion.
Global platform providing invoicing & payment collection for freelancers
global users
countries worldwide
happy freelancers & solopreneurs
Multiply your income
with Freelancer Autopilot
- AI agents find clients, write proposals, and handle the busywork — for free!
- Run your freelance income on autopilot with 20+ AI tools and workflows
- Keep getting paid while focusing on what you actually love
Hear what others say about us!
Made freelancing much easier
Most of my clients are abroad, so having a US account in my own name makes a huge difference. I receive my freelance income there and withdraw locally when I need it.
A. R., July 9, 2026
App Store
Finally easy to get paid
I use Cenoa to receive my Appen payouts in USD. Setting up the account was simple, and I can withdraw to my local bank when I need it.
K. A., August 5, 2026
App Store
Perfect for my AI work
I work on AI projects through TELUS and getting paid internationally used to be the annoying part. With Cenoa, I just use my US account details and everything is in one app.
D. A., April 22, 2026
App Store
Great for Upwork payments
I connected my Cenoa account to Upwork and now use it for my USD payouts. Simple setup, easy to use, and I don’t have to think about how I’ll get my money every month.
E. C., March 4, 2026
App Store
Much better for my Amazon payouts
I sell internationally on Amazon USD and Cenoa gives me a simple way to receive my earnings and move them to my local bank. Exactly what I needed.
M. N., February 4, 2026
App Store
Love the flexibility
I get paid in EUR but sometimes prefer moving my balance to my crypto wallet instead of my local bank. Having both options in the same app is really convenient.
O. N., January 8, 2026
App Store
Trusted by world's most prestigious publications
Cenoa, successfully raised $7 million led by a key investor in Robinhood
Cenoa, plans to use the capital to enhance its technology platform, expand its user base, and explore new markets, positioning itself as a major player in the competitive digital wallet and financial services sector.
Read the full story >
Cenoa launches digital dollar account in Nigeria
Cenoa has launched a dollar-denominated account service in Nigeria, targeting emerging markets. This service aims to facilitate easier and more efficient international transactions for Nigerian users, addressing the challenges of global payments in the region.
Watch the full story >
Cenoa has been chosen as 1 of 7 startups
Mastercard's Start Path Blockchain and Digital Assets program is fostering innovation in blockchain technology and digital assets by supporting startups worldwide. Among the startups selected for this program is Cenoa, which will join nearly 360 others from 43 countries in scaling blockchain innovations and exploring new market opportunities.
Read the full story >
Cenoa's remarkable launch in Nigeria
Cenoa has made a significant impact in Nigeria by offering a zero-fee, blockchain-based dollar account, facilitating easy access to digital dollars amidst high inflation and currency instability. Garnering over 50,000 sign-ups within a month and integrating with local and international financial systems, Cenoa aims to provide a seamless, cost-free solution for dollar transactions.
Listen the full story >
Cenoa has raised $7 million from investors such as Quiet Capital, Underscore.VC, Human Capital
Cenoa offers services in 35 countries through an app giving access to dollar-based products in emerging markets. The newly acquired funds will be used to expand Cenoa's core product offerings and to enter new markets in Latin America, Africa, Southeast Asia, and Europe.
Read the full story >
Borderless super wallet - CENOA - raises $7 million in seed funding
Cenoa has raised $7 million in a Seed funding round led by Quiet Capital and Underscore VC, with participation from other notable investors, to expand its operations and develop US Dollar-based financial products for emerging markets.
Read the full story >
Bridging the gap in emerging economies with Blockchain
Cenoa, co-founded by experts from Getir, McKinsey, and Facebook in 2022, leverages blockchain technology in its non-custodial wallet to provide easy access to digital dollar products.
Read the full story >
Revolutionizing access to digital dollars in emerging markets
Seçkin Çağlın, Co-CEO of Cenoa, emphasizes the company's commitment to leveraging blockchain technology to offer easy access to digital dollar-based products, specifically targeting users in emerging economies with unstable currencies like Argentina and Nigeria.
Read the full story >Cenoa is backed by top Silicon Valley VC funds specializing in fintech...
...who also backed some of the most successful fintechs of the past decade.
Get paid in full.
FAQ
Cenoa is a financial technology company built on cutting-edge technologies such as blockchain, USDC (digital dollars), and artificial intelligence to make cross-border earning, e-commerce, and global trade more accessible for everyone. Through Cenoa's licensed strategic partners, users can open free US or European accounts to receive payments from global clients and platforms — with zero fees. They can then manage their balance through Cenoa and withdraw to supported local bank accounts or crypto wallets.
No — creating a Cenoa account is completely free. Just enter your phone number and set a password to get started. Download the app from the App Store or Play Store to begin.
To reach our support team, you can send an email to support@cenoa.com or contact us via the app for instant support. We will be happy to help you!
