Your Monthly Earnings
$
🔶
Payoneer
3.99% + monthly fees + withdrawal fees
Transfer fee (monthly)
—
Monthly account fee
$2.00
Withdrawal fees (4x $3.00)
—
Total monthly cost
—
Fee as % of earnings
—
Annual cost
—
⚡
Cenoa
0.99% flat · No monthly fee · No withdrawal fee
Transfer fee (0.99%)
—
Monthly account fee
$0.00
Withdrawal fees
$0.00
Total monthly cost
—
Fee as % of earnings
—
Annual cost
—
5-Year Savings Projection
| Year | Payoneer Total Fees | Cenoa Total Fees | You Save |
|---|---|---|---|
| Enter your earnings above to see the projection. | |||
Feature Comparison
| Feature | Payoneer | Cenoa |
|---|---|---|
| Transfer fee | 3.99% | 0.99% |
| Monthly account fee | $2.00/mo | Free |
| Withdrawal fee | $3.00/withdrawal | Free |
| Setup fee | Free | Free |
| US bank account | ✓ | ✓ |
| Routing + Account number | ✓ | ✓ |
| Currency conversion | Available | Available |
* Payoneer rates are indicative based on publicly available information. Actual rates vary by account level and source. Upwork/Fiverr may add platform-side fees.