โ† Back to All Tools Open Free US Account
๐Ÿ’ธ Average freelancer loses $1,200/yr in transfer fees

You're losing money
every time you get paid.

Which gateway is actually cheapest for your country? Fee differences of up to 4.5% add up to thousands per year. Compare 5 gateways in seconds and stop the leak.

Compare Gateways โ†’

โœ“ Free forever  โ€ข  โœ“ Country-specific data  โ€ข  โœ“ No signup

$1,200
Avg. lost per year
4.5%
Fee difference between gateways

๐ŸŒ Gateway Cost Checker

Which gateway actually costs less?

On $3,000/month in Pakistan:
โœ… Cenoa
0.99% total fees
$30/mo
โš ๏ธ Payoneer
8.5% total fees
$255/mo
๐Ÿ’ฐ Save $2,700/year by switching
$1,200
Avg. Lost per Year
4.5%
Max Fee Difference
5+
Gateways Compared
4
Countries Covered
The Problem

Every payment costs you money you didn't agree to

The gateway you chose years ago might be costing you thousands. Most freelancers never check โ€” and pay the price every month.

๐Ÿคฆ

Payoneer raised its fees

In 2024, Payoneer quietly raised its Pakistan fees to 3%+. Many freelancers are still using it without knowing the new cost.

๐Ÿšซ

Wise doesn't work everywhere

Pakistan blocked new Wise accounts in 2024. Nigeria lost USD transfers. What worked last year might not work today.

๐Ÿ˜ต

No one compares the true cost

Receiving fees + withdrawal fees + conversion fees + annual fees. The real cost is never one number โ€” until you add it all up.

How It Works

Compare 5 gateways in 20 seconds

1

Select your country

Pakistan, Nigeria, Egypt, or Turkey โ€” we have real, up-to-date data for each.

2

Enter your monthly earnings

Tell us how much you receive in USD per month. We'll calculate the annual impact.

3

See all gateways ranked

Get availability status, true cost, and annual savings for every gateway side by side.

The Tool

Check gateways for your country

Real-time fee data for Pakistan, Nigeria, Egypt, and Turkey.

๐ŸŒ Your Details

You're Losing

$0

per year with Payoneer vs. Cenoa

Why Cenoa

The gateway built for freelancers

Not just cheap fees. An account designed for how freelancers actually get paid.

๐ŸŒ

Your money, your terms

Cenoa gives freelancers in emerging markets a US bank account with near-zero fees and instant setup โ€” no paperwork, no waiting, no freezing.

  • US bank account in 3 minutes (ID only)
  • 0.99% total fees โ€” lowest in the market
  • No account freeze risk
  • Crypto deposit and withdrawal supported
  • Local support in your language
  • Accept from individuals and companies
Testimonials

Freelancers saving real money

โ˜…โ˜…โ˜…โ˜…โ˜…

"I didn't realize Payoneer was charging me 8.5% combined. Switched to Cenoa and saved over $2,100 last year."

HK
Hassan K.
Backend Developer, Lahore
โ˜…โ˜…โ˜…โ˜…โ˜…

"Wise stopped working in Nigeria for USD. Found out from this tool and switched before losing a client payment."

TC
Tolu C.
UI Designer, Lagos
โ˜…โ˜…โ˜…โ˜…โ˜…

"This is the only tool that gives real, country-specific data. Not generic advice โ€” actual numbers for Turkey."

EY
Emre Y.
Freelance Consultant, Ankara

Stop paying to get paid.

Find out which gateway costs you the least โ€” in 20 seconds.

Compare Gateways Now โ†’
Copied to clipboard! โœ“